If you’re looking for the best premium cashmere scarves that blend luxury with style, I can help. I’ve explored collections made from high-quality Italian cashmere and silk, with timeless designs suitable for both casual and formal wear. From elegant wraps to versatile scarves, each piece offers exceptional softness, durability, and craftsmanship. Keep going, and you’ll discover top choices that elevate your winter wardrobe and enhance your everyday elegance.
Key Takeaways
- Highlights the top premium cashmere scarf collections crafted from high-quality Italian, Mongolian, or Tibetan fibers.
- Emphasizes elegant designs, versatile styles, and rich color options suitable for luxury fashion.
- Focuses on superior craftsmanship, authentic sourcing, and refined finishing details.
- Details packaging, price range, durability, and user concerns for discerning buyers.
- Guides on factors like authenticity, fiber quality, and craftsmanship to choose the best luxury cashmere scarves.
Italian Cashmere and Silk Scarf Shawl Wrap for Women
If you’re looking for a luxurious accessory that combines elegance with everyday comfort, the Italian Cashmere and Silk Scarf Shawl Wrap for Women is an excellent choice. Made from 70% Italian cashmere and 30% silk, it offers a soft, lightweight feel that feels like a cloud on your skin. Crafted in Italy with the highest-quality yarns from trusted luxury brands, this scarf exudes craftsmanship and durability. Its versatile design and rich color options make it perfect for dressing up any outfit or adding a touch of sophistication. Whether for yourself or as a gift, this piece elevates your wardrobe with timeless elegance.
Best For: women seeking a luxurious, versatile accessory that adds elegance and comfort to their wardrobe, whether for everyday wear or special occasions.
Pros:
- Made from high-quality Italian cashmere and silk, ensuring softness and durability
- Elegant design with extensive color options suitable for various outfits
- Perfect as a stylish gift or personal indulgence, elevating any look
Cons:
- May require careful maintenance to preserve the delicate fibers
- Slightly higher price point due to premium materials and craftsmanship
- Limited to certain sizes and styles, which may not suit all preferences
100% Italian Cashmere Scarf Shawl Wrap
The % Italian Cashmere Scarf Shawl Wrap stands out as an exceptional choice for those seeking a luxurious, handcrafted accessory built with the finest Italian craftsmanship. Made from 100% Italian broad cashmere, it’s incredibly soft and of luxury grade, ensuring both comfort and elegance. Crafted according to designer sketches, each piece reflects superior craftsmanship and exclusivity. Sourced from top Italian yarn suppliers, this wrap guarantees premium quality. It’s perfect for gifting or elevating your own style, appreciated for its sumptuous feel and rich color. Overall, this scarf shawl wrap embodies Italian luxury, craftsmanship, and timeless design, making it a truly distinguished accessory.
Best For: those seeking a luxurious, handcrafted Italian cashmere accessory to elevate their style or give as an exclusive, thoughtful gift.
Pros:
- Made from 100% Italian super soft, luxury-grade cashmere for maximum comfort and elegance
- Crafted according to designer sketches, ensuring exclusivity and superior craftsmanship
- Sourced from top Italian yarn suppliers, guaranteeing premium quality and authenticity
Cons:
- Higher price point due to luxury materials and craftsmanship
- Handcrafted nature may result in slight variations between pieces
- Care instructions may require delicate handling to maintain its softness and color
Lona Scott 100% Cashmere Scarf
Looking for a versatile, high-quality cashmere scarf that combines softness, warmth, and elegance? The Lona Scott 100% Cashmere Scarf fits the bill perfectly. Many reviews confirm its genuine, luxurious cashmere feel—soft, thick, and warm—ideal for late fall, winter, and spring in northern climates. Its perfect length suits petite frames, and colors like ivory, deep red, and blush pink add a chic touch. While some buyers found their scarves thinner or felt-like, overall, it’s praised as a stylish, cozy accessory. Great for gifting or everyday wear, it offers excellent value and a refined look, making it a must-have in any wardrobe.
Best For: individuals seeking a luxurious, versatile cashmere scarf that adds elegance and warmth to casual or dressy outfits, especially those with petite frames or in northern climates.
Pros:
- Genuine, high-quality 100% cashmere that is soft, thick, and warm
- Stylish and versatile with a perfect length for petite or small frames
- Beautiful color options like ivory, deep red, and blush pink that enhance any wardrobe
Cons:
- Some buyers received thinner or felt-like scarves that did not meet their expectations
- Occasional issues with packaging, such as receiving items without boxes or defective products
- Limited color choices and higher price compared to cheaper Nepal cashmere options
Luxury Cashmere Scarf for Women & Men
Designed for both women and men who seek ultimate comfort and timeless style, our luxury cashmere scarves are the perfect accessory for cold weather. Crafted from the finest grade A 100% pure cashmere from the Mongolian Prairie, they offer unmatched softness, lightweight warmth, and natural insulation. Measuring 59 inches long and 10 inches wide, these unisex scarves are versatile, stylish, and easy to tuck into bags, making them ideal for travel. Their elegant design complements any outfit, whether casual or formal. Packaged in a premium gift box, they’re perfect for gifting or personal indulgence, delivering sophistication, comfort, and lasting quality.
Best For: individuals seeking luxurious, lightweight warmth and versatile style in a high-quality cashmere scarf suitable for both casual and formal occasions.
Pros:
- Exceptionally soft, breathable, and gentle on sensitive skin, providing all-day comfort.
- Elegant, timeless design that complements any outfit and is suitable for both women and men.
- Lightweight and compact, making it easy to pack and ideal for travel or daily use.
Cons:
- May initially have a slight musty smell, requiring airing out before use.
- Premium quality may come with a higher price point compared to other scarves.
- Care instructions suggest gentle handling and proper storage to maintain the scarf’s luxurious feel and appearance.
Velanio Cashmere 100% Cashmere Knitted Wrap Pashmina Shawl
If you’re seeking an elegant, versatile scarf that combines luxury with practicality, the Velanio Cashmere 100% Cashmere Knitted Wrap Pashmina Shawl is an excellent choice. Made from high-quality, super-soft cashmere, it offers warmth, drape, and a luxurious feel without being bulky. Its generous rectangular size provides excellent coverage, perfect for wrapping or layering, whether you’re traveling or dressing up for an event. Available in beautiful Camel and Burgundy shades, it looks even better in person. Lightweight and easy to fold into a tote, this shawl effortlessly evolves from casual to formal, making it a valuable addition to any wardrobe.
Best For: individuals seeking a luxurious, versatile cashmere shawl suitable for travel, daily wear, or special occasions.
Pros:
- Made from high-quality, super-soft 100% cashmere for a luxurious feel
- Large rectangular size offers excellent coverage and versatile styling options
- Lightweight and foldable, perfect for travel and easy to carry in a tote
Cons:
- Color shades may vary slightly from photos, which could affect expectations
- Laundering methods are still being evaluated, so care instructions might require attention
- Slight differences in size between color options (Camel longer by approximately 6 inches)
Soft Cashmere Blend Wrap for Women, Travel Large Scarf
The Soft Cashmere Blend Wrap for Women is an excellent choice for travelers and those who need a versatile, stylish accessory that combines warmth and portability. Made from a 50/50 blend of cashmere and wool, it offers a perfect balance of softness, durability, and resistance to damage. Its large size (87×28 inches) makes it adaptable as a scarf, wrap, or lightweight blanket—ideal for travel, flights, or chilly evenings. Lightweight and packable, it folds easily into a bag or pocket. With attractive, versatile colors and an elegant look, it’s perfect for both casual outings and formal events, providing cozy warmth without bulk.
Best For: travelers, women seeking a versatile and stylish scarf or wrap for warmth and fashion on the go.
Pros:
- Made from a durable 50/50 cashmere and wool blend that offers softness and resilience.
- Extra-large size (87×28 inches) provides multiple styling options as a scarf, wrap, or blanket.
- Lightweight, packable, and suitable for travel, formal events, or casual wear.
Cons:
- Some users experience pilling after multiple wears.
- Slight static or wool texture concerns reported by a few users.
- Colors may appear different from pictures, which might affect color expectations.
Villand 100% Cashmere Scarf for Women and Men
The Villand 100% Cashmere Scarf stands out as an ideal choice for anyone seeking luxurious warmth and softness, whether for daily wear or gifting. Made entirely of premium cashmere, it’s super soft, lightweight, and silky, offering exceptional comfort against the face and neck. It maintains its quality after multiple washes without pilling, making it durable and practical. The scarf’s elegant, versatile design comes in neutral tones and soft hues, perfect for layering and matching various outfits. Packaged beautifully in a black box with tissue and seal, it’s a sophisticated gift option. Overall, it combines luxury, style, and functionality effortlessly.
Best For: individuals seeking a luxurious, soft, and versatile cashmere scarf for everyday wear, gifting, or special occasions.
Pros:
- Made of 100% high-quality cashmere that is super soft, warm, lightweight, and silky.
- Elegant design with neutral and soft hues, perfect for layering and matching various outfits.
- Comes beautifully packaged in a black box, making it an ideal gift option.
Cons:
- Some users question the authenticity of the cashmere or feel it may be overpriced.
- Slight dissatisfaction with the length for certain preferences.
- A few reviews mention concerns about the durability of the cashmere after multiple washes.
Velanio Cashmere Luxury Knitted Wrap Travel Shawl Scarf
Designed for travelers and those who value versatile, stylish accessories, Velanio Cashmere Luxury Knitted Wrap Travel Shawl Scarf offers a lightweight yet warm solution that easily adapts to various settings. Made from a 90% wool and 10% cashmere blend, it delivers softness and luxury feel, though some find it slightly rougher than pure cashmere. Its generous size (about 27×78 inches) allows for full wrapping, draping, or casual use, making it perfect for all seasons. Available in over 16 colors, it complements a variety of outfits. Praised for high-quality craftsmanship and cozy warmth, it’s an excellent travel companion and stylish layering piece.
Best For: travelers, fashion-conscious individuals, and those seeking a versatile, stylish layering accessory for all seasons.
Pros:
- Soft, cozy warmth with a luxurious feel, resembling a cashmere blanket
- Large size (27×78 inches) offers versatile styling options, including wrapping and draping
- Available in over 16 colors, enhancing outfit coordination and personal style
Cons:
- Some users find the cashmere blend less soft and slightly rougher than 100% cashmere
- A few reports of initial scratchiness or shape loss after washing, requiring careful maintenance
- Ribbed border adds elegance but may be less suitable for very formal occasions
100 Australian Wool Scarf Knitted Soft Warm Neckwear for Women and Men
If you’re looking for a cozy and versatile winter accessory, Australian Wool Scarf Knitted Soft Warm Neckwear is an excellent choice for both women and men. Made from soft, non-irritating wool, it offers excellent warmth and comfort without itching. Its thick, cozy texture is perfect for cold days, and the stylish design features cute pastel colors, including dark purple stripes, that look great with various outfits. Over five feet long, it drapes nicely and provides good value for money. Well-made and durable, it’s loved for its softness and appearance, making it a practical yet fashionable winter staple.
Best For: individuals seeking a cozy, stylish, and versatile wool scarf suitable for both men and women during the winter season.
Pros:
- Soft, non-irritating wool provides excellent warmth and comfort without itching.
- Stylish design with cute pastel colors and dark purple stripes complements various outfits.
- Over 5 feet long, drapes nicely, offering versatility and good value for money.
Cons:
- Slight flaw with a nubbin or loose thread in the construction.
- Branding labels and patches may appear out of place or somewhat goofy.
- While durable, careful maintenance is needed to ensure long-lasting use.
Fishers Finery Women’s Cashmere 3-Piece Hat, Glove & Scarf Set
For anyone seeking a luxurious winter accessory set that combines style and practicality, Fishers Finery’s Women’s Cashmere 3-Piece Hat, Gloves, & Scarf Set is an excellent choice. Made from soft, fine 100% cashmere, this set offers an upscale look and exceptional quality. The lightweight, warm items are beautifully crafted in a gentle light grey hue with a warm undertone. Customers rave about its softness and elegance, often choosing to keep it for themselves rather than gift it. Arriving in a stunning box with individual wrapping, it’s perfect for gifting or personal use. While some wonder if it’s warm enough for harsh winters, its luxurious feel makes it a standout.
Best For: those seeking a luxurious, lightweight cashmere winter accessory set that combines elegance and practicality for gifting or personal use.
Pros:
- Made from soft, fine 100% cashmere offering a luxurious feel and elegant appearance
- Comes with an exquisite presentation box and individual wrapping, ideal for gifting
- Light, warm, and beautifully crafted, suitable for stylish winter wear
Cons:
- Some users question if the thin cashmere provides enough warmth for very harsh winter conditions
- The box may arrive damaged or beat up, requiring careful handling and storage
- Slight variability in customer preferences regarding the set’s warmth and thickness
Luxury 100% Cashmere Wrap for Women
The Luxury 100% Cashmere Wrap for Women stands out as an ideal accessory for travelers and those seeking effortless elegance. Its extra-large size (87×28 inches) makes it versatile, perfect for cool evenings, chilly rooms, or on-the-go styling. Made from pure cashmere, it offers luxurious softness, lightweight warmth, and comfort, though some users find it less soft than expected for the price. Packaged beautifully in nested boxes, it easily fits into carry-on bags, serving as a stylish wrap, blanket, or neck pillow. While opinions on softness vary, its elegant navy hue and multi-purpose functionality make it a chic addition to any wardrobe.
Best For: those seeking a luxurious, versatile cashmere wrap ideal for travel, cool evenings, and effortless elegance.
Pros:
- Luxuriously soft and comfortable, offering lightweight warmth
- Elegant navy blue color enhances versatile and stylish looks
- Large size (87×28 inches) provides multi-purpose use as a wrap, blanket, or neck pillow
Cons:
- Some users find it less soft than expected given the price
- A few reports of itchiness or less-than-ideal softness for sensitive skin
- Considered expensive, which raises expectations for superior quality
Style & Republic Womens 100% Pure Cashmere Scarf
Looking for a versatile and elegant cashmere scarf that combines quality with style? The Style & Republic Women’s 100% Pure Cashmere Scarf delivers just that. Made from soft, lightweight, and warm cashmere, it’s perfect for chilly days. Its neat finished edges prevent curling, and the large size offers multiple styling options. Available in various colors like mint, pink, and neutral shades, it pairs well with both casual and dressy outfits. While some find it slightly scratchy or shed a bit, most appreciate its softness and warmth. Packaged well, it’s a great gift, offering excellent value for premium cashmere.
Best For: individuals seeking a versatile, elegant, and warm cashmere scarf suitable for both casual and formal wear in cold climates.
Pros:
- Made of 100% pure cashmere, offering exceptional softness and warmth
- Large size with neatly finished edges provides multiple styling options and durability
- Available in various attractive colors, perfect for pairing with different outfits
Cons:
- Some users find the scarf slightly scratchy or prone to shedding, especially those with sensitive skin
- Packaging quality varies; some received the scarf in basic plastic bags without presentation boxes
- A few customers noted slight discrepancies in color accuracy compared to descriptions
Fishers Finery Womens 100% Pure Cashmere Winter Scarf
If you’re searching for a versatile and luxurious cashmere scarf that elevates any winter wardrobe, the Fishers Finery Womens 100% Pure Cashmere Winter Scarf is an excellent choice. Made from pure cashmere, it offers exceptional softness, warmth, and a lightweight feel that’s comfortable all day. The scarf features attractive patterns and colors, making it easy to dress up or down, whether pairing with casual or formal outfits. It maintains its fresh appearance over time without pilling, ensuring long-lasting elegance. With beautiful craftsmanship and a classic look, it’s perfect for personal use or gifting—highly appreciated by recipients for its quality and style.
Best For: those seeking a luxurious, versatile cashmere scarf to elevate their winter wardrobe and enjoy lasting warmth and style.
Pros:
- Made from 100% pure cashmere, ensuring superior softness and quality
- Lightweight yet warm, comfortable for all-day wear
- Maintains a fresh appearance over time without pilling, with attractive patterns and colors
Cons:
- Packaging may sometimes be inadequate, with crushed boxes or a cheap appearance
- Higher price point compared to scarves made from less premium materials
- Limited information on size and dimensions, which could affect fit for some users
CALVIN & OLIVIA Cashmere Feel Scarf for Men & Women
For anyone seeking a versatile, high-quality scarf that feels luxurious against the skin, the CALVIN & OLIVIA Cashmere Feel Scarf stands out as an excellent choice. Its super soft, premium-quality fabric offers a cashmere-like feel, making it perfect for sensitive skin. Available in rich colors like red, cream, and light blue plaid, it effortlessly complements various outfits. The scarf’s lightweight, warm design is suitable for all seasons, and its well-balanced size allows for easy styling and wrapping. Packaged in elegant, gift-ready presentation, it’s a favorite for personal use or gifting. Customers rave about its softness, durability, and stylish versatility.
Best For: those seeking a luxurious, versatile scarf that feels like cashmere, perfect for sensitive skin and suitable for all seasons.
Pros:
- Super soft, premium-quality fabric that mimics real cashmere for a luxurious feel
- Rich, vibrant colors and versatile designs that complement various outfits and occasions
- Elegant packaging makes it an ideal gift for holidays or special events
Cons:
- Some users find the scarf slightly less thick or wide than expected for very cold climates
- May require careful washing to maintain its softness and appearance
- Limited thickness might not provide enough warmth for extreme winter conditions
Hickey Freeman Solid Italian Cashmere Scarf for Men
The Hickey Freeman Solid Italian Cashmere Scarf for Men stands out as a refined choice for those seeking effortless elegance and versatile style. Made from high-quality Italian cashmere, it offers a soft, luxurious feel that instantly elevates any outfit. Its generous 72-inch length and 12-inch width provide flexibility in styling, whether knotted, looped, or wrapped. The lightweight design and waterfall finish make it suitable for both formal and casual looks, adding a sophisticated touch. With classic solid color and hand-twisted fringe, this scarf combines timeless detailing with practicality, making it a perfect gift or personal luxury for cold weather.
Best For: individuals seeking a luxurious, versatile cashmere scarf that elevates both formal and casual winter outfits.
Pros:
- Made from high-quality Italian cashmere offering exceptional softness and durability
- Generous size (72″ x 12″) allows for multiple styling options such as knotting, looping, or wrapping
- Elegant design with hand-twisted fringe and classic solid color, suitable for gifting or personal use
Cons:
- Thinner fabric may provide less warmth compared to heavier scarves, which might not suffice in extremely cold conditions
- Some users experience lint shedding that can stain clothing, although this tends to improve over time
- Slight itchiness reported by sensitive skin individuals, making it less comfortable for all-day wear
Factors to Consider When Choosing Premium Cashmere Scarf Collections
When choosing a premium cashmere scarf, I look closely at the material’s authenticity and quality to guarantee durability and softness. I also consider craftsmanship, design options, and how versatile the scarf is for different outfits. Finally, I pay attention to packaging and presentation, since they reflect the overall value of the collection.
Material Authenticity and Quality
Authentic premium cashmere starts with careful sourcing from regions like Mongolia, Tibet, and China, where goats produce the finest fibers. The best cashmere fibers are 14-16 microns thick, giving them unmatched softness and a luxurious feel. Genuine cashmere undergoes strict quality testing and sourcing protocols to guarantee purity, traceability, and top-tier craftsmanship. Certifications and detailed labels confirm the fiber’s authenticity, helping distinguish real cashmere from blends or synthetics. High-quality cashmere is woven with fine yarns from reputable producers in Italy or Mongolia, ensuring durability, softness, and lasting elegance. When choosing a premium scarf, always look for clear certifications and detailed sourcing information. This assures you’re investing in a product that’s truly authentic, high-quality, and built to offer timeless comfort and style.
Craftsmanship and Manufacturing
Choosing a premium cashmere scarf means paying close attention to craftsmanship and manufacturing details that guarantee both beauty and durability. I look for scarves crafted in Italy or other renowned luxury regions, where skilled artisans use meticulous hand-twisting and finishing techniques. These methods not only enhance softness but also strengthen the fibers, ensuring longevity. Only the finest grade A cashmere fibers from reputable suppliers are used, giving the scarf a luxurious feel and lasting wear. Expert artisans often add detailed finishing touches like hand-stitched edges and fringes, elevating the overall quality. Throughout production, strict quality control measures are enforced to prevent defects and ensure consistency. This dedication to craftsmanship guarantees that every scarf I choose is both beautifully made and durable enough to last for years.
Color and Design Options
A wide range of colors and patterns can transform a simple cashmere scarf into a versatile wardrobe staple. Neutral tones like black, ivory, and grey are timeless and easy to match with various outfits. Bright or bold colors, on the other hand, serve as statement pieces, drawing attention and adding personality to your look. Some collections feature reversible designs, offering multiple styling options within one piece, which enhances adaptability. Additionally, the variety of textures—from smooth finishes to ribbed or knitted styles—adds visual interest and tactile appeal. Choosing the right color and pattern depends on your personal style and wardrobe needs, but having options guarantees your cashmere scarf can seamlessly transition from casual to elegant occasions, elevating your overall look.
Versatility and Styling
When selecting a premium cashmere scarf, it is important to take into account its versatility and how easily it can be styled to suit different occasions. A larger size allows for multiple styling options, such as wrapping, looping, or draping, making it adaptable for both casual and formal looks. Neutral colors like black, beige, or navy enhance its versatility, ensuring seamless pairing with various outfits. A lightweight yet warm cashmere blend or pure cashmere offers comfort across seasons without bulk. An elegant, minimal design with subtle finishes maintains a sophisticated appearance that suits diverse styling preferences. Overall, choosing a scarf with these qualities ensures you can effortlessly elevate your wardrobe for any setting or mood.
Packaging and Presentation
The way a cashmere scarf is packaged and presented can substantially influence its overall appeal and perceived quality. Premium scarves often come in elegant boxes, wrapped in tissue paper, or housed in branded presentation sleeves, elevating their gift appeal. Thoughtful packaging includes careful wrapping and protective materials that prevent creases, wrinkles, or damage during transit. Packaging that emphasizes exclusivity, such as embossed logos or nested boxes, can boost perceived value and enhance customer satisfaction. Including care instructions or authenticity certificates within the packaging reinforces the product’s premium nature. Well-designed packaging not only protects the scarf but also creates a memorable unboxing experience, aligning perfectly with luxury branding standards. This attention to presentation makes the overall purchase feel more special and refined.
Frequently Asked Questions
How Do I Differentiate Genuine Cashmere From Synthetic Alternatives?
To tell genuine cashmere from synthetic, I usually start by feeling it. Real cashmere is incredibly soft, lightweight, and warm, unlike the rough or plasticky feel of synthetics. I also do a simple burn test—cashmere burns slowly with a smell like burnt hair, while synthetics melt and smell chemical. Checking labels and buying from trusted brands helps guarantee I get authentic, high-quality cashmere every time.
What Is the Best Way to Care for and Clean Cashmere Scarves?
Oh, caring for cashmere? Easy! I gently hand wash mine in cool water with mild detergent—no hot baths for this delicate diva. I avoid wringing it out, instead pressing out excess water and laying it flat to dry. And I never, ever toss it in the dryer; that’s a one-way ticket to fuzzy disaster. Regularly brushing with a cashmere comb keeps it looking luxe and feeling fabulous.
Are There Eco-Friendly Options Within Premium Cashmere Collections?
Yes, many premium cashmere collections now offer eco-friendly options. I look for brands that source sustainable fibers and use environmentally conscious manufacturing practices. Some brands even incorporate recycled cashmere or organic dyes, which help reduce environmental impact. When shopping, I choose those committed to sustainability, ensuring my luxury scarf isn’t just stylish but also eco-responsible. It feels good to enjoy high-quality cashmere while supporting eco-friendly initiatives.
How Do I Identify High-Quality Cashmere Based on Knitting or Weaving Techniques?
When checking for high-quality cashmere, I look at the knitting or weaving techniques. For instance, if the scarf features tight, uniform stitches with minimal gaps, it’s a good sign. Hypothetically, a scarf with a twill weave often feels more durable and luxurious. I prefer scarves with a fine, consistent weave because it indicates that skilled artisans used careful craftsmanship, ensuring softness, longevity, and a premium feel.
Can Cashmere Scarves Be Styled for Both Casual and Formal Occasions?
Absolutely, I style my cashmere scarves for both casual and formal occasions. For a casual look, I drape mine loosely over jeans and a sweater. To dress up, I fold it neatly or tie it elegantly around my neck with a sleek blazer or evening dress. The luxurious feel of cashmere instantly elevates any outfit, making it versatile enough to suit any event effortlessly.
Conclusion
When choosing a premium cashmere scarf, think about your style and how you’ll wear it. I once gifted a luxurious Lona Scott scarf to my sister, and she loved how it instantly elevated her outfits. Just like her, you can experience that same touch of elegance and comfort. Whether you’re dressing up for a special occasion or adding a cozy layer to your daily look, a quality cashmere scarf is truly a timeless investment.
